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Need to Change Your Benefits?

Generally, the benefits you choose—either as a newly hired employee or during the annual Open Enrollment period—stay in effect for the entire calendar year. You can’t change them midyear.

But if you experience a qualifying life event during the year, you can make changes to your benefits—as long as you make them within 31* days following the date of the event.

Benefit changes are not automatic!

You must make any changes within 31 days,* following the date of the event and the changes you make must be consistent with the life event.

Changes You Can Make

Generally, if you experience a qualifying life event, you can:

  • Enroll in benefits and/or add any newly eligible dependents to your current benefits.
  • Drop coverage for dependents who are no longer eligible for benefits.

Note: You can drop medical coverage for your domestic partner at any time during the year, even if you haven’t experienced a qualifying life event.

How to Make Midyear Changes

Log on to Your Benefits Resources™ to make a midyear change to your benefits. You'll have 31 days* following the date of the event to make the change, otherwise you'll have to wait until the next Open Enrollment period.

When Are Midyear Changes Effective?

Adding Coverage: The change to your benefits takes effect on the date of the qualifying life event, provided you make the benefit change in YBR within 31 days* following the date of the event.

Cancelling Coverage: Your coverage ends on the last day of the month in which the qualifying life event takes place.

* Note: The enrollment period to add dependent children is 60 days following the date of the event for the birth, adoption or placement for adoption of your dependent child(ren). The 31-day period remains in effect for adding dependents under all other qualifying life events.