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Accidental Death and Dismemberment—2018

No one can predict an accident, so Dominion Energy helps you protect you and your family from the financial hardships an accident can cause.

Your accident insurance benefits include the following:

  • Accidental death and dismemberment (AD&D) coverage
  • Business travel accident insurance

Accidental Death and Dismemberment Coverage

You automatically have accidental death and dismemberment (AD&D) coverage in the same amount as your employee life insurance, up to a maximum of $2 million. AD&D coverage pays a benefit in addition to your life insurance if you die in an accident. Also, if you are injured in an accident, a percentage is paid for specific losses, such as a limb or eyesight.

The maximum amount you may have of combined life insurance and AD&D coverage is $6 million.

Business Travel Accident Insurance

Business travel accident insurance provides a benefit in the event you are seriously injured or die as a result of traveling on Dominion Energy business away from your office or work location. Business travel means travel undertaken at the request of Dominion Energy that is intended to further Dominion Energy business. Coverage is $250,000 in the event of death, or a percentage of the death benefit if you permanently lose certain limbs, eyesight, speech or hearing.

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