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Voluntary/Supplemental Benefits

Dominion Energy is introducing new voluntary/supplemental benefits to help protect you and your family from the financial impact of unexpected events.

When you enroll in these plans as part of your Dominion Energy benefits package, you get:

  • Convenient online enrollment from one place
  • Payroll deduction of your premiums
  • Guaranteed coverage and no evidence of insurability paperwork required
  • The option to take your coverage with you if you leave Dominion Energy

Critical Illness Insurance

The financial impact of a serious illness can be devastating. Critical illness insurance helps protect you, your spouse and your dependent children under age 26 from the expenses that medical insurance doesn’t cover.

When you enroll yourself and your family in this benefit, you choose the benefit amount from $10,000 up to $30,000. If you or a family member is diagnosed with a covered illness, the full benefit is paid directly to you. You choose how to spend this money, such as covering all or a portion of your out-of-pocket medical expenses or other items like child care needs while you’re recovering.

Covered illnesses include: heart attack, stroke, cancer, major organ failure, end stage kidney failure and other conditions. A partial benefit is paid for coronary bypass surgery and carcinoma in situ (cancer that has not spread from its original location).

Critical illness insurance is provided by MetLife.

You do not need to be enrolled in a medical option to take advantage of this benefit; however, you’ll need to make an election during Open Enrollment to have critical illness coverage next year. If you are a newly hired employee, you’ll need to make an election within 31 days of your hire date to have coverage in 2018.

Accident Insurance

Just as with a serious illness, a major injury comes with expenses that are not completely covered by the medical plan.

Accident insurance, provided by MetLife, pays you directly if you or a family member suffers one of a wide range of injuries. Benefit amounts are based on the type of injury and the treatment needed. You are eligible to receive a lump-sum benefit as soon as you or a family member is diagnosed with a covered injury. Injuries covered include: fractures and dislocations, lacerations, burns, severed limbs, concussions, eye injuries and more.

You receive additional benefits if the injury requires emergency room care, ambulance services, X-rays or physical therapy.

You do not need to be enrolled in a medical option to take advantage of this benefit; however, you’ll need to make an election during Open Enrollment to have accident coverage next year. If you are a newly hired employee, you’ll need to make an election within 31 days of your hire date to have coverage in 2018.

ID Theft

Another threat to your financial security is identification theft. InfoArmor offers a comprehensive and proactive identity theft defense. It can help limit your chances of experiencing fraud and restore your identity if it becomes compromised. It includes credit monitoring, an expert to help restore your and your family’s identity, an identity theft insurance policy and more.

You’ll need to make an election during Open Enrollment to have identity theft protection next year. If you are a newly hired employee, you’ll need to make an election within 31 days of your hire date to have coverage in 2018.

Auto and Homeowner’s Insurance

This benefit provides coverage for your important valuables including your auto, home, condominium, rental property, boat, motorcycle and recreational vehicle. Dominion Energy offers auto and homeowner’s insurance through  MetLife and Liberty Mutual.

You can enroll in this coverage at any time.

How to Learn More

Check out these short presentations:

If you are new to Dominion Energy, you can visit the Your Benefits Resources website to learn more about each benefit option.

Please note: There is no representation or guarantee that the cost of voluntary/supplemental benefits described above is less expensive than the cost of coverage you may be able to find on your own.